Ayers Financial Services

Patrick W. Ayers, RFC

Ayers Financial Services is financial planning firm that has been serving the Southwest Virginia area for over a decade.  We are dedicated to clients' wealth management and believe that successful investing results from education, communication, and thorough planning.  The result? An opportunity we call making dreams come true.

Patrick Ayers is a strong advocate of the power of knowledge in personal finance. Between segments on WFIR's Ask the Financial Advisor or as a guest consultant on WDBJ-7 news, Mr. Ayers is dedicated to educating his clients and the community.  He believes in fully communicating risks and strategies as well as comprehensive planning with both an eye towards the future and an understanding for the needs of today.

Patrick is a native and lifelong resident of the Roanoke Valley and a graduate of Virginia Tech.  He began his financial career as a partner in a family tax business and has maintained an active focus in tax preservation and planning for his clients.  He currently resides in Botetourt with his wife Tara and their three children.
Calculators

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

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Newsletters

Estate Conservation You Can Trust

Trusts are popular estate conservation tools that can help facilitate the smooth transfer of estate assets and maintain the family’s privacy.

Is It Ever OK to Make Early Withdrawals?

There are few ways to sabotage your retirement goals more effectively than tapping your retirement assets before you reach age 59½.

When Tea Leaves Won't Do

Economic indicators can be a good source of clues about trends, but it takes experience and skill to interpret their meaning.

Small Business Offered Rare Health Insurance Incentives

Many of the precious few incentives for employers in the Patient Protection and Affordable Care Act are targeted to small business.

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