Ayers Financial Services

Patrick W. Ayers, RFC

Ayers Financial Services is a financial planning firm that has been serving the Southwest Virginia area for over a decade.  We are dedicated to clients' wealth management and believe that successful investing results from education, communication, and thorough planning.

Our mission is to provide the guidance our clients need to make the best decisions for their financial situation and future.  We are built on the foundation of trust, respect, competence, education, and customer service.  As a firm, we will always strive to exceed our clients' expectations on a consistent basis.

 
Calculators

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

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Newsletters

Your Estate Net Value

For many, the ultimate goal of estate conservation is preserving a financial legacy to pass on to loved ones or charitable organizations, and the first step toward reaching this goal is determining how much there is to conserve.

In a Category All Its Own

Since exchange-traded funds (ETFs) were first introduced in 1993, interest in them has grown steadily.

Business Succession Planning

The loss of an owner can be devastating to a small business, but a company-owned life insurance policy could help reduce the financial consequences if such a loss were to occur.

A Retirement Plan for One

Although most large companies are moving away from traditional defined-benefit plans, a solo defined-benefit plan may be an attractive pension option of you are a sole proprietor or if you are self-employed.

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